A premier & trusted partner.

For {{ storyYearsLower }} years, FHL Capital has helped licensed financial advisors in Singapore practise with clarity and conviction — built on long-term trust and a relentless focus on our trainees' outcomes.

Our mission

We build long-term trust by putting our trainees' outcomes first — equipping advisors to serve individuals and families with competence and confidence.

Our journey

From fund management to a focused training partner.

2008

Commenced operations

FHL Capital began its fund management and financial advisory business as an Exempt Financial Advisor (EFA) and Exempt Fund Manager (EFM).

2018

A focus on training

We ceased the fund management business and launched our financial training business under an IBF-accredited programme.

2024

Partnered with f1gures

We partnered with f1gures, a fintech start-up, leveraging technology to empower our curriculum and bring an even greater enhancement to our trainees' business outcomes.

Today

A trusted training partner

Today FHL Capital is a dedicated training partner to licensed advisors, combining a proven methodology with modern tools.

The IBF-STS Programme

Accredited training, measurable results.

300–400%

Average increase in business performance, on a per-client dealing basis, post-course.

FHL Capital conducts the IBF-STS (The Institute of Banking & Finance – Standard Training Scheme) course for Licensed Advisors in the Financial Services Industry. This course is specially developed to equip advisors with the necessary skills and knowledge to conduct comprehensive financial planning for individuals and families with competence and confidence. Post-course, advisors could reasonably expect an average 300–400% increase in business performance on a per-client dealing basis.

Leadership

Guided by experience.

Joseph Teo Chin Seng

Founder & Chief Executive Officer

Joseph leads FHL Capital's training practice, bringing decades of experience advising individuals and families and a deep commitment to raising the standard of financial advice in Singapore.

ChFC CLU MDRT Court of the Table

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