PERSONAL FINANCIAL STRATEGY
Personal Financial Strategy is the holistic plan that integrates, coordinates, and optimises between different products and services to ensure that all financial goals of individuals and families could be realised in the systematic and pragmatic manner. It helps the customer understand the linkages and dependencies between his financial goals, resources and financial products; ultimately to formulate a long-term financial master plan. To execute Personal Financial Strategy, we created a deep analysis tool which simplifies the complex planning process, and a communication methodology designed to help customers elucidate their personal goals and sensitive financial information. Finally, we employ a robust planning methodology, integrated with iterative processes to build a financial master plan that maximises the fulfilment of financial goals within the finite financial resources, and yet robust enough to withstand economic shocks.
Course Contents
The Personal Financial Strategy programme comprises of 2 courses:
Personal Financial Strategy - Elementary (5 Days)
Funding
IBF STS Programme Course Fee
$ 8,000
STS course fee subsidy, subject to prevailing $3,000 grant cap
$ 3,000
Course Fee Payable
$ 5,000
For more details, please visit the IBF website:
Personal Financial Strategy - Advanced (5 Days)
Funding
IBF STS Programme Course Fee
$ 8,000
STS course fee subsidy, subject to prevailing $3,000 grant cap
$ 3,000
Course Fee Payable
$ 5,000
For more details, please visit the IBF website:
Participants will only be eligible for STS funding when they have fully completed the course and passed the necessary assessments. The STS funding is available for courses commencing from 1 January 2023.
About IBF Certification
The courses address the following Technical Skills and Competencies (TSCs) and proficiency level:
Personal Financial Strategy (PFS) - Elementary
Personal Finance Advisory (PL3)
Personal Financial Strategy (PFS) - Advanced
Personal Finance Advisory (PL4)
Participants are encouraged to access the IBF MySkills Portfolio
(https://www.ibf.org.sg/programmes/Pages/MySkills-Portfolio.aspx) to track their training progress and skills acquisition against the Skills Framework for Financial Services. You can apply for IBF Certification after fulfilling the required number of Technical Skills and Competencies (TSCs) for the selected job role.
Find out more about IBF certification and the application process on https://www.ibf.org.sg/certification/Pages/Why-be-Certified.aspx
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This material is intended for discussion purposes only and does not create any legally binding obligations on the part of FHL-Capital. Without limitation, this material does not constitute an offer, an invitation to offer or a recommendation to enter into any transaction. When making an investment decision, you should rely solely on the final documentation relating to the transaction and not the summary contained herein. FHL-Capital transacts business with counter-parties on an arm’s length basis and on the basis that each counter-party is sophisticated and capable of independently evaluating the merits and risks of the investment. This investment advice may not be appropriate for all investors and before entering into any transaction you should take steps to ensure that you have fully understand the nature of the investment and have made an independent assessment of the appropriateness of the investment in the light of your own objectives and circumstances, including the possible risks and benefits. You should also consider seeking advice from your own advisers in making this assessment. If you decide to enter into this transaction, you do so in reliance on your own judgment. Although FHL-Capital believes the contents of its document to be reliable, FHL-Capital does not make any representations as to the completeness or accuracy of the information.
This investment advice has been designed for sophisticated Accredited Investors. In the event you decide to enter the proposed transaction, losses to investments may occur due to a variety of factors - market values may be affected by market volatility, interest rates, exchange rates, time to maturity, dividend yields, migration of issuer credit ratings and other systemic factors. These and other factors are interrelated in complex ways, and as a result, the effect of any one factor may be offset or magnified by the effect of another factor.
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